Overview
HCL DRIVE FOR Mortgage Underwriters on 23rd and 24th April-2025. Jobs in Chennai, Tamil Nadu, India at HCLTech
Title: HCL DRIVE FOR Mortgage Underwriters on 23rd and 24th April-2025.
Company: HCLTech
Location: Chennai, Tamil Nadu, India
HCL DRIVE FOR Mortgage Underwriters on 23rd and 24th April-2025.
PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCE
Walk-in Details:
Date: 23rd and 24th April-2025
Timing : 12:00 PM to 3:00 PM
Interview location : ETA 1 – HCL Navalur – Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai, Tamil Nadu, 600130
Note:
Only for Immediate Joiners
Only Work from Office
Job Location – HCL Navalur
Shift timings – UK Shift (12:00 PM to 10:00 PM)
HR Contact: Ida/Sanjay/Syed
Years Of Experience:
Senior Analyst / Team Leader – Minimum 5- 7 years.
Qualification:
Any Degree is Mandatory
Job Description:
Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards.
Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain
In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements
Expert in Mortgage lender’s policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review)
Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant
Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan
Review loan files for completeness and accuracy
Confirm application information against all documents within the file
Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents.
Should have experience in Income Calculations
Review the eligibility of Property, Borrowers
Evaluate debt ratio, loan-to-value ratios, credit score, property valuation
Identify risk factors, including fraud red flags to determine or verify misrepresentation
Condition files for missing/ supporting documentation as needed
Complete required trainings and assessments
Knowledge in Commercial Real Estate will be an added advantage
High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation
Ability to build & motivate teams
Ability to manage Client escalations and Client relationships
Team mentoring & coaching individual associates who may fall below desired performance
Continuously contribute towards process improvement
Perks and Benefits :
Cab facility (two way) (Upto 30 Kms Only)
